Terms of Service Changelog

Track updates and changes to our Terms of Service over time

2.0 — March 2026Current

March 8, 2026

Legal protections and compliance framework for regulated industries

Key Changes:

  • •Added Prohibited Uses section explicitly prohibiting FDCPA/TCPA violations
  • •Added Vendor Neutrality & Third-Party Regulatory Compliance disclaimer
  • •Added User Indemnification clause for regulatory violations
  • •Clarified CHAX SOFTWARE, INC. is a neutral technology vendor, not responsible for user compliance
  • •Added Consumer Data handling language for regulated activities
  • •Added Regulatory Requests disclosure for CFPB/FTC inquiries
1.5 — January 2026

January 15, 2026

Enhanced security and data protection measures

1.0 — November 2025

November 1, 2025

Initial Terms of Service launch

Note: Your account shows the version of the Terms of Service you accepted at signup or last update. You can view your accepted version in your verification settings. If we make material changes to these terms, we will notify you and may require re-acceptance.